Syndicate 382

Business is written from London, Bermuda and Singapore. Lloyd's "paper" is offered irrespective of geographical location i.e. Syndicate 382.

Hardy's Property treaty team is led by David Carson, and has a strong emphasis on both broker and client liaison in London and abroad. Approximately 60% of the business is International (the main areas of which are Japan, UK, the Caribbean and a developing book of Asian business) and the balance emanates from the US. The book is global but with a regional focus and a carefully targeted client base. As a lead market, the team is actively involved in the pricing process of programmes and provides a prompt, responsive service. Our ethos is to be relevant.

The account is predominately Cat XL with supporting books of Pro Rata and Risk XL, as well as a small crop portfolio.

Significant capacity is available, but is used sparingly on a small number of clients with meaningful participations (up to USD 40m on Cat XL any one programme).

The team is supported by leading specialists in loss modelling; portfolio analysis; exposure management; claims and associated actuarial resource.

The territorial remit of each office is as follows: